Delta Dental Dentist – Ephrata, PA
How Delta Delivers Lower Cost Dental Care
Your dental insurance policy is an invaluable asset that allows you to get the preventive care you need at little to no out of pocket cost. It is also there as a safety net to help you out if you ever need restorative treatment. We always encourage our patients to take full advantage of their dental coverage, whether they purchased it on their own or through their employer. We’re happy to work with a broad range of insurance companies, including Delta Dental. We’ll help you get the most of your policy so you can keep your smile in great shape without undue financial stress.
Delta Dental Coverage Availability & Fees
Most of the plans from Delta Dental insurance are PPO plans. As long as you stay current with your monthly premium payments, Delta will cover a specific percentage of the cost of services. For their Premier plan, the coverage is generally like this:
- Preventive care: 100% covered
- Basic restorative care (fillings, simple tooth extractions): 80% covered
- Major services (orthodontics, root canal therapy, etc.): 50% percent covered
PPO plans also come with a waiting period before you’re eligible for certain services, an annual deductible, and an annual maximum (the most that Delta will pay out for services within a calendar year).
Although PPO plans allow you to visit any licensed dentist and still use your benefits, you can get the most out of your Delta coverage by visiting an in-network dentist. In-network dentists have already agreed upon certain fees with Delta, which helps both you and your insurance company save money.
Also, since we’re used to working with Delta, we can offer specific strategies to help you get the most out of your coverage. For example, we might suggest that you schedule major treatments across calendar years so you can leverage multiple annual maximums. We’ll also clearly explain to you how your policy does or does not apply in any given situation.
Keep in mind as well that if you have a DeltaCare USA plan and not a PPO plan, you must visit an in-network dentist in order to use your benefits.
Delta Dental Employers in Our Area
A number of employers in our area offer group dental coverage from Delta, including:
- Bayer, a life science company with a facility in Myerstown.
- CNH, one of the world’s largest capital goods companies.
- Dart Container Corporation, a plastic fabrication company in Lancaster County.
- The High Companies, a diverse group of businesses centered in Lancaster.
- Tyson, a major food company with a facility in New Holland.
- WellSpan Health, a local non-profit medical care provider.
If you work for one of the above companies and would like to get more out of your benefits, or if you purchased a Delta Dental plan yourself, let us help you maximize your insurance plan. Contact us today to schedule an appointment. Your smile will thank you!